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Choosing a roofer · Newcastle & Lake Macquarie · updated 2026-09-01

Roofing licences, insurance and certifications in NSW, explained

The paperwork protects you if something goes wrong. Here is what to ask for on a roofing job in NSW, and how to check it is real.

Roofer in a harness and hard hat on a metal roof

The short version

In NSW, residential roofing work over $5,000 generally needs a contractor licence from NSW Fair Trading, and work over $20,000 generally needs home building compensation cover before a deposit is taken. Asbestos removal over 10 square metres of non-friable material needs a SafeWork NSW removal licence. Ask for public liability and workers compensation insurance too, and check licences on the NSW Government licence check.

Rules change. This guide reflects our understanding at the time of writing. Check current requirements with NSW Fair Trading, SafeWork NSW and icare before relying on them.

Contractor licences: NSW Fair Trading

NSW Fair Trading licenses people and businesses doing residential building work. As NSW Fair Trading explains it, a contractor licence is generally needed to do, or advertise to do, residential building work valued at more than $5,000 including labour and materials. Roofing on homes is residential building work.

Licences are issued in classes covering different types of work. Ask the contractor what their licence class covers and confirm it matches your job.

How to check: use the NSW Government's online licence check. Confirm the name, licence number, status, class and any conditions.

Written contracts

NSW Fair Trading requires home building contracts above certain values to be in writing and to contain specific information. Before signing, read the contract and check it includes the scope, price, payment stages, start and completion estimates, and how variations are handled.

Deposits

For residential building work in NSW, deposits are generally capped at 10 per cent of the contract price. Check current rules with NSW Fair Trading.

Home building compensation cover

For residential building work over $20,000, the contractor must generally arrange home building compensation cover through the Home Building Compensation Fund, administered by icare, before taking a deposit or starting work.

This cover protects the homeowner if the contractor cannot complete the work or fix defects because of death, disappearance, insolvency or licence suspension. It is not a general warranty. Ask for the certificate.

Asbestos removal licences: SafeWork NSW

SafeWork NSW regulates asbestos removal. As SafeWork NSW explains it:

  • removing more than 10 square metres of non-friable asbestos, such as asbestos cement roof sheeting, requires a licensed removalist with a Class A or Class B licence
  • friable asbestos requires a Class A licence

There are also requirements around notification, air monitoring and clearance for some jobs. A licensed removalist will explain what applies. See asbestos roof replacement.

Work health and safety

Roofing is high-risk work at heights. NSW work health and safety laws place duties on contractors to manage fall risks, typically with edge protection, scaffold, safety mesh or harness systems. Workers operating some plant may need high-risk work licences. If you see people working on your roof with no fall protection, raise it.

Insurance to ask about

Insurance What it covers Ask for
Public liability Damage to your property, injury to others Certificate of currency
Workers compensation Injuries to the contractor's employees Policy confirmation
Home building compensation Incomplete or defective work in specific circumstances Certificate before deposit
Contract works Damage to the works during construction Ask if held

Electrical work

Solar panels, roof-mounted air-conditioning and any wiring disturbed during re-roofing need a licensed electrician. The roofer may remove and refit panels, but disconnection and reconnection is electrical work.

Plumbing and stormwater

Gutters, downpipes and stormwater connections are often handled by roofers, but connections to the stormwater system may be plumbing work under NSW rules. Ask who is doing the connection and whether they are appropriately licensed.

Manufacturer warranties and certifications

Product warranties for steel, tiles and accessories come from manufacturers and often depend on correct installation and choosing the right grade for the environment. Some manufacturers run installer accreditation programmes. Ask for the product warranty documents at handover and register them if required.

Heritage and council

Some roofing work needs council approval, for example in heritage conservation areas or where the roof form changes. Approval is the owner's responsibility; check with City of Newcastle or Lake Macquarie City Council.

A short checklist before work starts

  1. Licence number obtained and checked on the NSW Government licence check, in the same name as the contract.
  2. Licence class covers roofing work on your type of building.
  3. Public liability certificate of currency sighted.
  4. Home building compensation certificate received if the job is over the threshold.
  5. For asbestos, the removalist's SafeWork NSW licence class confirmed.
  6. Electrician arranged for any solar or electrical work.
  7. Written contract signed and deposit within the NSW cap.

How we approach this

We ask the contractors we work with to hold the licences and insurance their work requires. We do not publish their licence numbers. Ask to see the licence and insurance before work starts, and check the licence yourself. See how to choose a roofing contractor in Newcastle.

General information for homeowners in Newcastle and Lake Macquarie. It does not replace an inspection of your roof, and rules change: confirm anything regulatory with the council or agency named.

FAQs

Questions people ask before they commit

Where do I check a roofer's licence?

Use the NSW Government's online licence check, which covers licences issued by NSW Fair Trading and other licences. Search by name or licence number.

Is public liability insurance compulsory?

It is not mandated by law for every contractor, but it is strongly advisable. Ask for a certificate of currency.

What does home building compensation cover do?

It protects homeowners if the contractor cannot complete the work or fix defects because they have died, disappeared, become insolvent or had their licence suspended. It is not general insurance for poor workmanship.

Do solar panels need a separate licence to move?

Disconnection and reconnection of solar systems is electrical work and must be done by a licensed electrician.

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